Catherine Frith was one of nearly 5,500 students to graduate in spring 2025
In May, nearly 5,500 undergraduate, graduate, and professional students earned their respective degrees from the University of Iowa. These Hawkeyes have engaged, excelled, and stretched to reach th...
July, 29 2025 - University of Iowa
Erin E. Frith, Note, Insurer Subrogation Claims: The Next Frontier for Climate Litigation, 110 Iowa L. Rev. (forthcoming 2025).
As climate change increases the frequency and destructiveness of extreme-weather events, first-party insurers’ costs have skyrocketed from the resulting policy claims. Although insurers and experts have recognized these risks since the early 1990s, the industry has been slow to meaningfully respond. While an extensive body of insurance–climate literature exists, comparatively little has been written about one of insurers’ most important risk-management tools: subrogation. This Note argues that first-party insurers should bring aggregate subrogation claims against major greenhouse gas emitters to recoup casualty losses from storms strengthened by climate change.
July 2025 -
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